Smarter Finances
Articles & Features
Smarter Finances
Articles & Features
Is Private Health Insurance Worth It?
Like many other busy career-orientated people, I don't have time to be ill! I can’t afford the time it’s likely to take to get a diagnosis, the time to wait for treatment or surgery, nor the time to recuperate afterwards. No, absolutely not. If you’re running your...
Saving For Your Child’s Future – Today
What better gift to bestow on your beloved offspring than the gift of money? No, you won’t have to pop your clogs before they receive it; this isn’t inheritance. This is a gift of matured money that you save for them over the years so that they can use it when they...
Designer Fashion: A Splurge Or Investment?
Have you ever looked at a fabulous Roland Mouret midi-dress and wondered “how do I justify the splurge?" Yes? Me too. Or if you’re one of the few that hasn’t already got one, what about that Alexa Mulberry? Both items are pricey and let’s face it, you’ve probably got...
Offshore Tax Havens – Forget Legalities, What About Morality?
Never has there been so much discussion around tax havens since the recent ‘Paradise Papers’ fiasco which saw more than 13 million financial documents leaked. And these documents were pretty significant. In fact, extremely significant as they gave an insight into the...
Interest Rate Rise 2017: What Does It Mean For You?
On 2nd November, the Bank of England (BoE) increased its base rate after more than a decade – the first time since July 2007. Interest rates have been low to help facilitate the country through the financial crisis but official figures illustrate that the UK economy...
The Money Savvy Way To Host An Adult Spook-tastic Halloween Party
Halloween parties aren’t just for kids: plenty of adults love celebrating Halloween. It’s a great excuse to throw a frightfully fun party, dress in freakish attire and eat ghoulishly scary snacks and drinks. If you think you need to spend a fortune on hosting a...
8 Steps To A Financially Stress-Free Christmas
Christmas? But it’s only October I hear you say! Unlike putting up the decorations, it’s never too early to start saving for the big day. According to YouGov, a typical family spends £796 at Christmas and many end up pushing their budgets to the limit and pay the...
How Pet Insurance Can Save You Heartache
As with any insurance cover, pet insurance can seem like an unnecessary expense to the overly optimistic: another payment each month when the purse strings are tight. However there's no free National Health Service for our beloved pets, and if kitty Tiddles is victim...
Children’s Birthday Parties That Don’t Break The Bank
When I was a child, birthday parties involved of a house full of screaming children eating sausage rolls, too much jelly and birthday cake, and playing pass the parcel (if the music could be heard above the racket). Today? My, how times have changed! Peer pressure and...
Overpay Your Mortgage Or Invest In The Stockmarket?
If you have a mortgage, you probably have a compelling desire to reduce the amount you owe and the number of years you have left to repay. After all, the longer your mortgage lasts, the more you’ll pay in interest and associated life insurance policies. For most...
Independent Financial Advice – Is It Worth It Or Can You go It Alone?
Wading through the numerous investment products available can be overwhelming. First you need to choose one to suit your needs, and secondly you need a clear understanding what you're investing in and the risk factors associated. Sounds obvious, right? Well, not for...
5 Books To Change Your Relationship With Money – Forever
If you're constantly struggling with money, perhaps it's time to gain some insights into what you can do differently. These 5 popular books about making money and wealth protection will give you inspiring and new ideas to create a wealthier you. The Richest Man In...











